Brown Thayer Shedd Worker's Compensation - If you have domestic employees, you need worker's comp

Brown Thayer Shedd is a insurance agency based in Fairfield County and markets homeowners, auto, umbrella and valuable items coverages.

Coverage for Domestic Employees

If you have domestic employees you need workers compensation coverage

Do You Have Domestic Employees?

If you have a nanny or other domestic individuals that work 26 or more hours per week you are required by law to provide workers compensation on that individual. This will take care of necessary medical bills and a portion of their wages should they become injured as a result of their specific duties. If someone becomes injured and you do not have workers compensation and a claim is submitted to your insurance carrier, the company can deny such a claim due to the employer/employee relationship.

The annual cost of a workers comensation policy for domestic employees varies according to the number of employees you have. The average cost of a policy covering one domestic employee can run between $700 and $900 per year.